SOCIAL PROBLEM SOLVING can identify and solve all of OUR problems

Why would these people actually want our country to default

Problem

It has become obvious that the republicans may actually
want the country to default on its obligations.
It would end up helping banks and hedge funds and
hurting the vast majority of people.

Use Social Media to determine their agenda

Solution
1. Befriend them on their Social Media Pages.
2. Once you're their friend you can post them questions.
3. Engage them with questions about pending legislation.
4. Observe responses to questions that have been raised.
5. Determine if they vote with public opinion or their own secret agenda.
6. Are they always voting for legislation that help the broadest range of constituents.
How to find your Sentor's and Representative's Social Media pages.

Here's a list of 535 members of congress.

Its difficult to determine Political Accountability

Problem

What can we do to make politicians accountable for their political actions?

Let the ACTUAL Job Creators get the tax breaks

Solution

There might actually be some legitimate job creators.
How about giving them a tax break if they create Jobs.
Those of us who ACTUALLY create jobs should get a break.
More jobs will definitely help the economy more than anything.
The other folks with high incomes need to pay a bit.

No New Taxes is not fair, the good of the many outwiegh the good of the few

Problem

Keeping taxes for all the wealthy people low because a few of them are job creators is not fair to the majority of people.

The majority of average and lower income people are feeling the pain of the economy much worse than the wealthy. The stress and personal sacrifices made by a huge majority of the people who have very little or no reserves must mean more than the slight reduction in INCOME that would be felt by a tiny minority of people who make a lot of money and CAN afford to have their buffers reduced slightly.

High Credit Card Rates Are Financially Suffocating Many People

Problem

With the default rates on credit cards as high as %30 for some folks it can make the balances very difficult to pay off without HUGE costs for the credit card holder, and HUGE profits for the card issuer. Surely in some case there are defaults and the amount owed will never be received. But in the case of people who ARE making their payments extracting these kinds of rates of interest is not reasonable.

Unavailability Of Credit Is Stifling The Economy

Problem

How can innovation be developed without a budget. Incubating and Marketing a new Product or Service takes capital of one kind or another. Some types ventures can require relatively small amounts of money to become fruitful. Other riskier ones may take huge amounts of money to try out. But it seems like only the wealthy people or companies have the luxury of funding new ventures. What can be done to encourage new businesses.

Financing qualifications make home ownership impossible for many

Problem

After years of 100% financing with very little qualification or verification the housing market grew at a huge pace. After all the problems with the mortgages arose the solution chosen seems to be to require down payments, full qualification and verification. Since the average prices of a house are still pretty huge it is difficult for many people to save up the down payment required to get a 40 year mortgage

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